Data Protection & Privacy Policy

We collect personal data from our customers, including:

• Identification information: name, address, date of birth, BVN, NIN, marital status, age, passport number, driver's license, etc.
• Contact information: phone number, email, proof of address, etc.
• Financial information: income, credit history, statement of account, etc.
• Transaction data

We collect personal data for the following purposes:

• To provide financial services to our customers
• To verify customer identities and comply with regulatory requirements (KYC)
• To assess creditworthiness and manage risk
• To improve our services and customer experience

We may share personal data with:

• Regulatory bodies and government agencies
• Credit bureaus and financial institutions
• Third-party service providers and agents
• Law enforcement agencies, if required by law

We implement robust security measures to protect personal data, including:

• Encryption and secure storage
• Access controls and authentication
• Regular security audits and testing

We retain personal data for as long as necessary to:

• Provide financial services
• Comply with regulatory requirements
• Manage risk and prevent fraud

Customers have the right to:

• Access their personal data
• Request corrections or updates
• Request deletion of personal data
• Opt-out of marketing communications